BMW Cosmetic Repair Insurance

When you truly love your BMW, you want to protect it in the best way. That’s whywe offer Cosmetic Repair Insurance, designed to help maintain sheer driving pleasure, whilst protecting you from damage repair costs.

BMW Cosmetic Repair Insurance has been developed to protect the beauty and finish of your vehicle, covering the costs for repairing minor cosmetic damages so your BMW leaves a lasting impression.

KEY BENEFITS OF BMW COSMETIC REPAIR INSURANCE:

Cover available for 2 or 3 years

Available for new and Approved Used BMWs up to 7 years old at the start of the policy

Repairs can be carried out at your local BMW Retailer or by our mobile repairer network

Pay for your policy upfront or in 12 monthly payments (at no extra cost)

5 year guarantee on cosmetic repairs carried out under this insurance

You have up to 60 days to purchase your policy after you have collected your BMW. The cover will start after policy purchase

POLICY CONDITIONS:

Cover for the cost of cosmetic repair for accidental minor cosmetic damage to the bodywork up to the cover limit

Excludes damage where paint is cracked or flaked, and any pre-existing damage

Excludes specialist bodywork finish

The policy does not cover vehicles on Contract Hire

Cover in the United Kingdom and Europe

What does BMW Cosmetic Repair Insurance cover?

✓ Vertical surfaces are covered for:

– Chips (up to 15mm in diameter and 3mm in depth)

 – Scratches (up to 300mm in length and 3mm in depth)

– Dents (up to 300mm in diameter and 3mm in depth)

 ✓ Flat/horizontal surfaces are covered for:

– Chips (up to 15mm in diameter and 3mm in depth)

– Scratches (up to 300mm in length and 3mm in depth)

✓ Bumpers and wing mirror housings are covered for:

– Scuffs (up to 300mm in diameter and 3mm in depth)

– Chips (up to 15mm in diameter and 3mm in depth)

– Dents (up to 300mm in diameter and 3mm in depth)

✓ Damage across up to two body panels is covered by this policy

For further assistance, contact BMW Protect Services on 0330 400 1514 (lines are open Monday to Friday 9am-5pm).

The policy document is available online, click here for more information  

Terms and Conditions

_{Terms, conditions and exclusions apply. BMW Cosmetic Repair Insurance is administered by Abraxas Insurance Administration Services Limited, registered in England and Wales with company number 02928787 and its registered office is at One Victoria Street, Bristol Bridge, Bristol, BS1 6AA. Abraxas Insurance Administration Services Limited is authorised and regulated by the Financial Conduct Authority. The Insurance is underwritten by MAPFRE Asistencia Compania Internacional de Seguros y Reaseguros S.A. Dixon House, 72-75 Fenchurch Street, London, EC3M 4BR. Company Number: FC021974. Branch Number BR008042. MAPFRE Asistencia Compañía Internacional de Seguros y Reaseguros S.A. is authorised by Direccion General de Seguros y Fondos De Pensiones and is subject to limited regulation by the Financial Conduct Authority and the Prudential Regulation Authority. Details about the extent of regulation by the Financial Conduct Authority and the Prudential Regulation Authority are available on request.}